Powersports Vehicle Insurance

Powersports Vehicles come with their own unique set of requirements when it comes to protection. We want you to feel assured you are covered so you can feel free to let loose and have some fun.

Affordable auto insurance for all of your vehicles

Powersport vehicle insurance is critical because these vehicles often face higher risks due to their recreational use, exposure to the elements, and potential for accidents.

Without proper coverage, the costs of repairs, medical expenses, or liability claims could be financially devastating. Insurance ensures you can continue to enjoy your adventures with confidence and security.

Powersports insurance is designed to protect vehicles used for adventure, recreation, and exploration. This includes Motorcycles, RVs, ATVs, and both Power and Sailboats.

Each type of powersports vehicle comes with its own version of risks, making specialized insurance coverage essential to safeguard both the vehicle and the rider/owner from financial loss. Whether you’re on the road, trail, or water, powersports insurance provides peace of mind and financial security.

Sport and Recreational Vehicles Types

Motorcycles

ATVs

Power and Sailboats

RVs, Campers
& Trailers


Specialized Types of Coverage

Legal Requirements

Certain powersports vehicles (e.g., motorcycles, boats) require insurance to legally operate.

Liability Coverage

Safeguards against financial loss if you cause harm to others or damage their property.

Financial Protections

Avoid out-of-pocket costs for costly repairs, replacements, or lawsuits.

Accident Protection

Covers repair costs for vehicles and medical expenses for injuries.

Theft and Vandalism

Powersports vehicles are attractive targets for theft; insurance helps replace or repair stolen or damaged vehicles.


Serving Albany and the entire Capital Region for over 30 years