Landlord Insurance Policies
Landlords and Property owners require specific types of coverage to ensure their property and livelihood are protected while renting to tenants or business owners.
Landlord insurance is designed to protect rental property owners from financial losses due to unforeseen events. A typical policy includes dwelling coverage, liability protection, and loss of rental income due to a covered event.
Additional coverages may encompass protection for detached structures, personal property used to service the rental, and optional endorsements for specific risks such as vandalism or natural disasters.
At Wilcar Insurance we offer landlord insurance to rental property owners in NY, VT, CT, MA, and FL. With decades of experience we can guide you to securing the best regional policy for your rental investment.
Protect your investment and keep it working for you
Owning rental property is a rewarding investment, but it also comes with risks. Protect your assets with our tailored landlord insurance policies, designed to provide comprehensive coverage against unexpected events. From structural repairs due to unforeseen damage to liability protection in case of accidents, our plans ensure you’re covered from every angle.
Don’t leave your investment to chance, secure it with insurance that understands your unique needs.
Get peace of mind today by working with one of our experienced team members to customize a policy that keeps you protected.
Specialized Options for Landlord Coverage
Natural Disaster Insurance
From the harsh winters in the Capital Region to the hurricanes of Southern Florida, you may need to consider additional coverage typically excluded from standard policies like flood or hurricane insurance.
Bodily Injury Liability
Expands liability coverage for tenant or guest injuries on the property. Covers medical expenses, legal fees, and settlements.
Rent Gaurantee Insurance
Or loss of rental income insurance, covers loss of rental income if a tenant stops paying rent due to financial hardship, job loss, or eviction.
